“In the UK, we are also seeing very strong growth. We remain the leading subprime lender by market share, and we believe we are well-positioned to capture additional share. As many of you are aware, one of our largest competitors in the UK, went into administration during their third quarter, primarily driven by company-specific factors and lack of profitability, combined with elevated customer complaints. … Third quarter UK revenue increased nearly 20% compared to the same period last year, primarily driven by strong growth in our installment loan product. Loan originations rose 17% from Q3 of last year, led by robust new customer growth. And while complaints related expenses have increased, you can see there, it has had little impact on Enova overall, given our significant scale.”