My name is Sara Williams. I have two children in their 20s, and a spaniel. You can find me on Google+ .
Debt Camel has the following aims:
- to provide accessible, relevant information about debt and credit ratings in Plain English;
- to let people feel more in control of what can be a very stressful situation;
- to let people explore complicated situations whenever is convenient for them.
National Debtline has described this site as “very clear, it answers a lot of common questions without jargon“. Thanks!
There is nothing on Debt Camel that brings in any income for me. Unlike many sites that promise ‘free debt advice’, I don’t make money by referring you to commercial sites.
Many people with serious debt problems will need help from elsewhere. If Debt Camel helps them understand a bit about their situation and their possible options, they should find this speedier and less scary. There is a list of good places to get debt advice here.
If you would like to know more, here is a recent interview I did where I was asked about why I set up Debt Camel in 2013:
My background and interest in debt policy
I have been a volunteer advisor at my local Citizens Advice in London since 2001.
Debt Camel is an affiliate member of the Money Advice Liaison Group.
I am a member of the Institute of Money Advisers and have the Certificate in Money Advice Practice professional qualification.
I am interested in debt advice policy – how debt solutions could be improved so they are easier to access and work better; how credit and its regulation can be improved to reduce the numbers of people getting into debt problems; how apps and other FinTech products can help with this etc.
I am a member of the UK Money Bloggers collective and I am an editor for their website.
Are you regulated?
No. Debt Camel only provides generic debt advice, which is not a regulated activity. It does not make any referrals, only providing a range of contacts that readers can choose to self-refer to. This is not a business, there is nothing in the website that gives me any income. So Debt Camel does not require regulation because it is not carrying out any regulated activity.
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I don’t give debt advice to individuals by email, phone, message or letter. If you need debt advice and support, I recommend these organisations. I ignore unsolicited marketing contacts. For any other type of query, please do send me a message!