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Insolvency News & Policy articles

Here are all the Debt Camel articles about what is new and changing in bankruptcy, DROs and IVAs. They cover everything from news about IVA firms to statistics and regulatory changes from the Insolvency Service. These articles are mainly of interest to debt specialists.

If you want practical advice on choosing between the different insolvency options, or about what happens when you have gone bankrupt or are in a DRO or IVA look at the following:

  • choosing between debt options;
  • IVA articles;
  • bankruptcy articles;
  • DRO articles.

IVAs – do you have to get a secured loan – a case story

Are you being fleeced in an IVA, like a sheep being sheared?

A reader asked this in a comment, but it needs a whole article to tell the story properly: "We are currently 4.5 years into an IVA, we have got to raise £15,000 through remortgage. We have been told from the start to not worry as there is little to no chance of us being offered it, however we have been offered a £15,000 loan over 15 years and paying back £45,000. I can’t believe this is an … [Read more...]

January 14, 2016 Author: Sara Williams Tagged With: For debt advisers, Insolvency news & policy

Creditfix’s proposed PJG IVA variation (2014)

In October 2014, some people who had IVAs with PJG Recovery had their cases transferred to Creditfix. The people who have been transferred were told that nothing else would change in their IVA. Two months on in December 2014 however, they are being asked to agree to a variation in the terms of their IVA, including increasing the fees that Creditfix charge. Some people have expressed unhappiness … [Read more...]

June 21, 2015 Author: Sara Williams Tagged With: Insolvency news & policy

New Insolvency Service guidelines on pensions

On 26 March 2015, the Insolvency Service published Undrawn pension entitlements: Summary of guidance for insolvency practitioners and debt advisors. With "pensions freedom" coming into force on 6th April 2015, the Insolvency Service's aim was to clarify the murky situation around bankruptcy and pensions. Further clarification then came with the Guidance Issued to Receivers and Guidance Issued to … [Read more...]

March 26, 2015 Author: Sara Williams Tagged With: Insolvency news & policy, Pensions

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