Here are some more thoughts that may help you choose the right way forward now, implement your plan or carry it through:
- Where to get more help and advice If you would prefer face-to-face advice, to be able to speak to someone on the phone so you can do it from home, or want to do more research on the internet, here are names of recommended charities and other good places to go.
- Where NOT to go for help and advice A light-hearted look at the serious problem of avoiding bad sources of advice.
- Getting through “the slog” Once you have your plan, whether it is snowballing, a DMP or even some form of insolvency, then it’s going to take a while until you get to the end. Sometimes it may seem too long a journey, but here are some ideas to keep you going.
- Do credit ratings matter? Sometimes! So how do you check on yours and how important is it? Don’t let concerns about credit scores make your debt problems harder to solve.
- Life after debt Congratulations! What are you going to do next? Quite a few people feel less excited than they expected at their Debt Free Day.