Car finance lenders and logbook loan lenders often don’t give an email address for complaints on their websites.
But you may not want to complain by phone – it’s not good for a detailed complaint and you may like to have a written record of what you have sent.
Also if the car finance has ended, you may not have access to the app or may find it hard to get through security.
The FCA rules say a lender has to let you complain by any reasonable means. Most car finance lenders have now listed a complaint email address on the FCA website.
Use a helpful email subject & identify yourself
For all of these emails, use a helpful subject title so your email gets to the right place, eg ” Affordability complaint” or “Car finance discretionary commission query”.
If the name on the email address doesn’t sound the same as the name of your car finance lender, also include the name of the car finance lender in the email subject.
Please include your name, date of birth, postcode, agreement number (if known) and vehicle registration number.
If you have moved since taking out the finance, include your current address and your previous address.
Car finance lender emails
Advantage complaints@advantage-finance.co.uk
Alphera (BMW, Mini) for commission queries/claims use commissiondisclosureenquiries@bmwfin.com
for affordability complaints use csescalations@bmwfin.com
Barclays Partner Finance bpfmotorcommissioncomplaints@barclays.com
Billing Finance olivermackaness@billingfinance.co.uk
Black Horse BHComplexComplaints@blackhorse.co.uk
Blue Motor complaints@bluemotorfinance.co.uk
CA Auto Finance (Fiat and others) customer-relations@ca-autobank.com
CarCashPoint complaints@carcashpoint.com
CarFinance247 customercare@carfinance247.co.uk
Close Brothers complaintsMF@closebrothers.com
FCA Automotive see CA Auto Finance
FCE bank (Ford) custrel@ford.com
First Response john.bates@frfl.co.uk
Hitachi Capital customerservice@novunapersonalfinance.co.uk
Honda hfe.customerservice@honda-eu.com
Hyundai Capital (Hyundai, Kia) customerrelations@hyundaifinanceuk.co.uk
JBR Capital Complaints@jbrcapital.com
LoanOnYourCar customerservice@loanonyourcar.com
Lombard try generalenquiries@lombard.co.uk & if that doesn’t work peter.lord@lombard.co.uk
Mann Island complaints@mannisland.co.uk
Marsh Finance customercare@marshfinance.co.uk
Mercedes-Benz Finance for commission queries/claims use MBFS-Commissions@mercedes-benz.com
for affordability and other complaints use mbfsresolutions@mercedes-benz.com
Mobile Money complaints@mobilemoney.co.uk
Mobilize/RCI (Renault, Nissan) for commission queries/claims use motorcommissionenquiries@mobilize-fs.com
for other complaints (including affordability) use customer.relations@mobilize-fs.com
Moneybarn complaints@moneybarn.com
MoneyWay complaints@securetrustbank.co.uk
MotoNovo Finance commissionenquiries@motonovofinance.com
Motor Kitty customercare@motorkitty.co.uk
Northridge northridgecomplaints@northridgeuk.com
Oodle customer.relations@oodlefinance.com
Oplo/1st Stop complaints@myoplo.co.uk
Paragon robert.mclean@paragonbank.co.uk
PCF complaints@pcf.bank
Santander customerrelations@santanderconsumer.co.uk
Specialist Motor Finance complaints@smfmotor.com
Startline Motor Finance complaintresolution@startlinemotorfinance.com
Stellantis (Peugeot, Vauxhall) ukcustomercare@stellantis-finance.com
Suzuki Finance onlinecomplaints@lloydsbank.co.uk
Toyota Finance customerrelations@uk.toyota-fs.com
Vauxhall GBCAR-CSC-Complaints@vauxhallfinance.com
Vehicle Credit customerservices@vehicle-group.com
VW (and Audi, Seat) commissionclaims@vwfs.co.uk
Zuto customercare@zuto.com
Problems with these email addresses?
This list is kept updated from information I am sent.
If you have used an email address that has worked that isn’t listed here, let me know in the comments below!
Also let me know if one of these doesn’t work!