Quick links

Here are some links for people arriving from Instagram.

Remove a default

  • When can you get a default deleted?

Affordability complaints

When & how to ask for a refund:

  • overdrafts
  • large loans
  • credit cards & catalogues
  • car finance

FAQs including “will this affect my credit record”

Car commission refunds

Use MSE’s free tool for HP and PCP car finance that started
between 2007 and start November 2024:

  •  Car Commission claims

Debt options

  • What is a Debt Management Plan?
  • StepChange link to explore what you may pay in a DMP
  • What is a Debt Relief Order?
  • Offer a token £1 payment

Other articles

  • Identity theft
  • How & why to ask for the CCA agreement 
  • Your right to reject interest rate increases

Good places for debt advice

Where to get good debt advice

(Avoid ads on Facebook and Instagram
offering to write off 81% of debt.
They aren’t from real debt advisers.)