My pick of last week’s news is the evidence on bailiffs submitted to the Ministry of Justice consultation.
Tweet of the week
— Debt Camel (@DebtCamel) February 14, 2019
- This is the moment to reform the bailiff industry for good MAT blog what we are talking about goes far beyond the common refrain of “a few rogue bailiffs” – the problems we see are systemic, and that means we need a systemic solution
- Taking control – the campaign for bailiff reform has links to a summary and the 96 pages of evidence submitted to the MoJ.
- Law-breaking bailiffs are getting away with abusive behaviour warn MPs Mirror: The Commons Treasury Committee says bailiffs working for national and local government are “worst in class” for aggressive tactics.
The debt solution marketed as a life hack on social media: Record numbers open IVAs – but what are they and can you really write off 85% of your debt? Mail: not the best article on the subject but it’s good to see it getting some publicity.
Homeless man fined by HMRC for filing his tax return late Telegraph: a judge has told HM Revenue & Customs its behaviour was “ridiculous” and “a scandal” after the tax office attempted to fine a homeless man £1,600 for filing his tax return late.
Being poor costs £490 more – mum reveals how she was trapped in poverty Mirror: “The cost of living is one thing, but the constant debt and extra costs we have to pay for not having access to things like direct debit just makes everything more of a constant nightmare”
Car credit is driving wealthy UK towns into debt FT (£ paywall): It’s an interesting article, but an R-squared of 0.3% on that graph suggests an over-simplistic analysis.
A credit reference agency is chasing me over a stranger’s debt Guardian: If a mis-trace happens because a credit reference agency holds incorrect details, or a creditor is searching for someone with an identical or similar name, the company should only make “tentative” approaches and carry out further checks to confirm the identity of the person.
Universal credit news
Amber Rudd links universal credit to rise in food bank use BBC: The work and pensions secretary said she was “absolutely clear there were challenges with the initial roll-out” of the benefit and that the difficulty in accessing money was “one of the causes” of the rise.
Name-check service for online payments likely to be delayed MSE: combatting money transfer scams and incorrect payments by checking the name of the person or company you’re sending money to online could be delayed until next year.
Pressure on people’s budgets from April:
- Council tax to rise across England as austerity hits hard Guardian: Almost all councils in England plan to increase council tax from April and three-quarters intend to raise it above 2.75%
- Pension contribution hike to hit pay packets BBC: Someone on £30,000 will take home £253 less…The hit to net pay could have been bigger, but a tax cut for most earners will soften the blow of higher auto-enrolment contributions.
Ban gambling adverts FTA: “I reckon we need a ban on bookies ads. If that stopped even half the bets that punters make, it would give Brits an extra £7bn in their pocket.”